I am new to Java, learning GUI. I am trying to create a TabbedPane
with 10 tabs, by using array of JPanel. However, JPanel arrays are
always null. I do not understand why they are null when they are
arrays but not otherwise. I would appreciate explanation and help on
this code. Thanks

    public static void main(String[] args) {
       JTabbedPane tab = new JTabbedPane();

       int i;
       JTextField[] text = new JTextField[10];               //
textfield to add to each panel
       JPanel [] panel = new JPanel[10];                     //array
of panel

       //name of each tab
       String [] name = {"One",
"Two","Three","Four","Five","Six","Seven","Eight","Nine","Ten"};

       for (i=1;i<10;i++) {
             panel[i].add(text[i]);               //
NullPointerException here
             tab.addTab(name[i],panel[i]);
       }

       System.out.println(tab);
       JFrame frame = new JFrame("Testing");
       frame.add(tab);
       frame.setSize(500,500);
       frame.setVisible(true);
   }