I thought it wasn't...thank you for confirming my suspicion.

I'm happy to use a debugger because a debugger has always been my
friend.  But I asked my professor about this and he said I didn't need
too.  (Confusion sets in again.)

Andrew wrote:

Yes, I use eclipse..it's intimidating but once I got something to
work, it is handy I will admit that.  :p

Ok, this part needs lots of digesting, I'm 20 minutes from a class and
can't concentrate fully but I need to get this part down...thank you
Andrew for that hint how to use JUNIT without using a debugger.  This
method is so diverse from my past experiences of fixing flawed code
that I can tell you right now, I'm incredulous about the very idea.
My professor said the very same thing in different words, I appreciate
the example, he didn't supply that part, however.

Again, I thank everyone that has responded to my question, I must rush
to class..I hate the "you're late" dirty professor looks.

With what I know now in hand from previous posts, I go back to my
JUNIT code, hit run and a red bar appears(denoting failed methods) and
the list that goes with it.

My JUNIT program is built as a result from trying to teach myself how
to write a simple JUNIT program from a tutorial.  Their JUNIT program
is almost identical to mines, when I replace my code with theirs, they
get a green bar, my JUNIT code gets a red one.  :x  (I'm so special!
lol)    But what this tells me is that the JUNIT code is faulty not
the class I'm testing.  Ok, fine, let's go from there.

I tried to compare the tutorial code with mines and my code is almost
identical.  I have different values to the initialization routine
which shouldn't matter.  Other than that..I don't know why I'm getting
a red bar.

Here is the class tested with JUNIT code:
public class Money {

 int dollars;
 int cents;
 String name;

 public Money(int dollars, int cents, String name) {
   this.dollars = dollars;
   this.cents = cents;
   this.name = name;
 }

 public int getDollars() {
   return this.dollars;
 }

 public int getCents() {
   return this.cents;
 }

 public String getName() {
   return this.name;
 }

 public Money add(Money money2) {
   int sumDollars = this.dollars + money2.getDollars();
   int sumCents = this.cents + money2.getCents();
   return new Money(sumDollars, sumCents, this.name);
 }

 public static void main(String[] args) {
   Money money1 = new Money(100, 46, "USD");
   System.out.println("Dollars = " + money1.getDollars() + ", Cents =
" + money1.getCents() +
       ", Name = " + money1.getName());
 }
}

And now my JUNIT code:
import junit.framework.TestCase;

public class MoneyTest extends TestCase {

 private Money testMoney;

 protected void setUp() throws Exception {
   super.setUp();
   Money testMoney = new Money (5, 7, "USD");
 }

 public void testGetDollars() {
  assertEquals("Testing GetDollars:",5,this.testMoney.getDollars());
 }

 public void testGetCents() {
   assertEquals("Testing GetCents:",7,this.testMoney.getCents());
 }

 public void testGetName() {
   assertEquals ("Testing GetName: ","USD",this.testMoney.getName());
 }

 public void testAdd() {
     Money testMoney2 = new Money (150,3,"USD");
   //do the operation add
   Money sum = this.testMoney.add(testMoney2);
   assertEquals ("Testing Adding of Dollars: ",155,sum.getDollars());
   assertEquals ("Testing Adding of Cents: ",10,sum.getCents());
 }

}

I realize that writing JUNIT code for accessors is not really needed
but I did them as an exercise to get more familiar with JUNIT.  Also,
I noted I named my JUNIT program the wrong way, it should be
"TestMoney" not "MoneyTest."  Forgive me!  Lol, my very first virgin
JUNIT program.  *hides*

Anyhow, any thoughts appreciated!